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LIC Housing Finance Ltd. Cash Flow Statement

NSE:LICHSGFIN | FINANCE - HOUSING

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Cash Flow Insights

Cash Conversion

-2.41x

LICHSGFIN's operating cash flow was significantly below net income in FY 2025, suggesting earnings include substantial non-cash items.

Free Cash Flow

₹-166.83B

LICHSGFIN's free cash flow was negative at ₹-166.83B in FY 2025, down 132.1% from FY 2024. The company spent more on capital investments than it generated from operations.

Dividend Coverage

-33.7x

LICHSGFIN's free cash flow did not fully cover dividends in FY 2025. The company may be funding dividends from reserves or borrowings.

2-year LICHSGFIN cash flow snapshot

Hover the chart icon for YoY change.

FY 2024 - FY 2025
Item Chart 2024 2025
Net Income 60.68B 68.79B
Cash flow Operating Activities -71.51B -166.09B
Investments in PPE -374.50M -733.50M
Cash flow Investing Activities 5.87B -9.39B
Dividend Paid -4.68B -4.95B
Cash flow Financing Activities 73.46B 174.13B
Cash at beginning of period 6.41B 14.23B
Cash at end of period 14.23B 12.89B
Free Cash Flow -71.89B -166.83B

Values are shown in millions (M) and billions (B). All amounts are in Indian Rupees (₹).

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025