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Jammu & Kashmir Bank Ltd. Stock Valuation

NSE:J&KBANK | BANKS

Share Price vs Book Value

10-year trend comparing market price with book value per share

FY 2016 - FY 2025

Jammu & Kashmir Bank Ltd. Share Price vs Book Value — What It Means

Book Value Per Share (BVPS) represents the net asset value per share from the balance sheet — what shareholders would theoretically receive per share on liquidation. When Jammu & Kashmir Bank Ltd.'s share price trades above book value (P/B > 1), the market is pricing in growth, earnings power, or intangible assets beyond what the balance sheet shows. A P/B below 1 may signal undervaluation or fundamental concerns. Compare the gap between share price and BVPS over time to assess whether the stock is trading at a premium or discount.

Market Metrics

Key market metrics for Jammu & Kashmir Bank Ltd. (J&KBANK) listed on NSE. For banks sector companies, market capitalization and share price are primary valuation indicators that reflect investor confidence and the bank's franchise value.

Share Price
₹148.65
Jun 3, 2026
Market Cap
₹163.69B
1.10B shares

Stock Valuation Models for Jammu & Kashmir Bank Ltd. (J&KBANK)

We analyze Jammu & Kashmir Bank Ltd. using multiple valuation models appropriate for BANKS companies. For BANKS companies, we use P/E Ratio Analysis, P/B Ratio Valuation, Dividend Discount Model (DDM), and EPS Growth Valuation to estimate the intrinsic value of Jammu & Kashmir Bank Ltd. stock.

Current PE Ratio & Historical PE Ratio - Jammu & Kashmir Bank Ltd.

10-year Price-to-Earnings ratio trend

Apr 2016 - Jun 2026

P/E Ratio Analysis

Potentially Overvalued

Current P/E Ratio

7.86

Jun 03, 2026

5-Year Median P/E

6.02

5-Year Historical Median

Difference

1.84

30.6%

Analysis: Jammu & Kashmir Bank Ltd.'s current P/E ratio is 30.6% above its 5-year median, suggesting the stock may be overvalued relative to its historical earnings performance.

What Does Jammu & Kashmir Bank Ltd.'s PE Ratio Tell Investors?

The P/E ratio measures how much investors pay for each rupee of earnings (Share Price / EPS). A higher PE suggests the market expects strong future growth, while a lower PE may indicate undervaluation or slower growth prospects. Compare Jammu & Kashmir Bank Ltd.'s current PE against its historical median and BANKS peers to gauge whether the stock is trading at a premium or discount relative to its earnings.

Price-to-Book (P/B) Ratio - Jammu & Kashmir Bank Ltd.

10-year Price-to-Book ratio trend for bank valuation

Apr 2016 - Jun 2026

P/B Ratio Analysis

Potentially Overvalued

Current P/B Ratio

1.15

Jun 03, 2026

5-Year Median P/B

0.79

5-Year Historical Median

Difference

0.36

45.6%

Analysis: Jammu & Kashmir Bank Ltd.'s current P/B ratio is 45.6% above its 5-year median, suggesting the stock may be overvalued relative to its book value.

Why P/B Ratio Matters for Jammu & Kashmir Bank Ltd.

The P/B ratio (Share Price / Book Value Per Share) is especially important for banks because their assets are primarily financial instruments whose book value closely reflects economic value. A P/B above 1.0 means the market is pricing in franchise value and future earnings beyond net assets. A P/B below 1.0 may signal asset quality concerns or subdued growth expectations. Compare Jammu & Kashmir Bank Ltd.'s P/B against peer banks and its own historical median for context.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: FY 2025