Bajaj Finance Financial Statements

Bajaj Finance (BAJFINANCE) reported revenue of ₹819.90B in FY2026 with net income of ₹193.32B. Total assets stood at ₹5,599.52B. Net worth was ₹1,139.99B (₹113,999 Cr) and free cash flow was -₹663.50B.

Bajaj Finance Income Statement

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FY 2025 – FY 2026

Item	Chart	2025	2026
Total Revenue		697.25B	819.90B
Interest Exp. Interest Expense		-247.71B	-286.66B
SGA Sales, General & Admin		-65.37B	-41.31B
Emp. Salary Employee Salary		-75.08B	-89.79B
Total Expenses		-476.63B	-559.24B
PBT Profit Before Tax		220.62B	258.17B
Net Income		166.38B	193.32B
Dil. Shares Diluted Shares		6.20B	6.23B
Diluted EPS		26.82	30.51

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows Bajaj Finance's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

Bajaj Finance Balance Sheet

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FY 2025 – FY 2026

Item	Chart	2025	2026
Curr. assets Total current assets		4,604.37B	5,538.77B
Non-curr. assets Total non-current assets		56.90B	60.75B
Total assets		4,661.27B	5,599.52B
Curr. liabilities Total current liabilities		3,660.43B	4,412.49B
Non-curr. liab. Total non-current liabilities		11.47B	17.18B
Total liabilities		3,671.90B	4,429.67B
Total equity		989.37B	1,169.86B
Total liab. & eq. Total liabilities & equity		4,661.27B	5,599.52B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures Bajaj Finance's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

Bajaj Finance Cash Flow Statement

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FY 2025 – FY 2026

Item	Chart	2025	2026
Net Income		220.80B	258.17B
Operating CF Cash flow Operating Activities		-681.54B	-657.90B
Capex Investments in PPE		-5.84B	-5.60B
Investing CF Cash flow Investing Activities		-27.65B	-33.89B
Dividend Paid		-22.25B	-34.77B
Financing CF Cash flow Financing Activities		705.27B	674.33B
Cash (start) Cash at beginning of period		40.35B	36.42B
Cash (end) Cash at end of period		36.42B	18.97B
FCF Free Cash Flow		-687.39B	-663.50B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how Bajaj Finance's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2026