This analysis examines Sundaram Finance Ltd. (SUNDARMFIN) through the lens of its financial statements, valuation metrics, and institutional ownership patterns.
Sundaram Finance Revenue Trend
Sundaram Finance Ltd. reported revenue of ₹8,563 Cr in FY2025, a 17.5% increase from ₹7,286 Cr in FY2024.
A 7.1% CAGR over 10 years is middle-of-the-road. Sundaram Finance Ltd.'s top line moved from ₹4,294 Cr to ₹8,563 Cr in that period.
At ₹8,563 Cr in annual revenue, Sundaram Finance Ltd. is one of the mid-sized players in the financial institution space.
Revenue has moved in the same direction for 3 years running, suggesting the growth trend has structural legs.
| Year | Revenue | YoY % |
|---|---|---|
| FY2025 | ₹8,563 Cr | +17.5% |
| FY2024 | ₹7,286 Cr | +31.4% |
| FY2023 | ₹5,544 Cr | +7.7% |
| FY2022 | ₹5,146 Cr | -3.2% |
| FY2021 | ₹5,317 Cr | — |
View Sundaram Finance Ltd.'s full 10-year revenue trend with CAGR analysis →
Sundaram Finance Profitability
Net profit for Sundaram Finance Ltd. climbed 30.9% to ₹1,879 Cr in FY2025.
On the margin front, there's improvement — net margin went from 19.7% in FY2024 to 21.9% in FY2025.
On a per-share basis, diluted earnings were ₹170.53 in FY2025 versus ₹130.31 in FY2024.
Is Sundaram Finance Undervalued
Sundaram Finance Ltd. shares are currently trading at ₹4,828.70.
Craytheon calculates intrinsic value using the P/B Ratio, P/E Ratio, EPS Growth, and DDM models. All four appear in the Valuation Models cards below.
Valuation Models
Sundaram Finance Shareholding Pattern
Promoters haven't moved — their 37.2% holding has been unchanged for 4 quarters.
On the foreign institutional side, the holding is 18.6% as of June 2026 — down from 19.1%.
DII holding is at 8.0%, up from 7.4% in the year-ago quarter.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 37.2% | 18.6% | 8.0% | 35.4% |
| Mar 2026 | 37.2% | 19.0% | 7.7% | 35.3% |
| Dec 2025 | 37.2% | 19.1% | 7.4% | 35.4% |
| Sep 2025 | 37.2% | 19.1% | 7.4% | 35.5% |
Track quarterly shareholding changes for Sundaram Finance Ltd. →
Sundaram Finance Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
Total assets stood at ₹753.37B at the end of FY2025, up 17.2% from ₹642.76B a year earlier.
Other Assets is the largest block at 86.8%, followed by Cash & ST Investments at 11.4% and Intangibles & Goodwill at 0.9%.
Equity makes up 17.5% of liabilities and equity, with debt at 81.1% and operating liabilities at 1.4%. Over the year, debt is up 16.7% and equity is up 19.1%.
Balance sheet composition — FY 2025
| Category | Value |
|---|---|
| Cash & ST Investments | 86.13B |
| Receivables | 898.70M |
| Property, Plant & Equipment | 6.10B |
| Intangibles & Goodwill | 6.55B |
| Other Assets | 653.69B |
| Category | Value |
|---|---|
| Equity | 131.97B |
| Short-term Debt | 610.84B |
| Trade Payables | 2.22B |
| Other Liabilities | 8.34B |
Sundaram Finance Key Highlights
In summary, Sundaram Finance Ltd. (SUNDARMFIN) presents the following picture for fundamental analysts.
Revenue of ₹8,563 Cr in FY2025, up 17.5% year-over-year.
Long-term revenue has been compounding at 7.1% annually over 10 years.
The company is profitable, with a net margin of 21.9% and net income of ₹1,879 Cr.
Unlock Full Analysis
See the full picture — Craytheon tracks 10 years of financial data with interactive charts, growth trends, and four valuation models for Sundaram Finance Ltd..