Features Screener Stocks Charts
Sign In Sign Up

Bajaj Finance Ltd. Growth Analysis

NSE:BAJFINANCE | FINANCIAL INSTITUTION

Showing 2 of 10 years of data. Sign up free for 3 years, or upgrade for full access.

View Plans

Revenue and Earnings Growth

2-year historical trend showing revenue and diluted EPS

FY 2024 - FY 2025

Bajaj Finance Ltd.'s revenue grew 26.8% YoY in FY2025, with EPS growing 13.6%, solid top-line and bottom-line growth.

Understanding Revenue and EPS Growth

In FY 2025, Bajaj Finance Ltd.'s revenue grew by 26.8% year-over-year, while EPS grew by 13.6%. Revenue Growth: Shows Bajaj Finance Ltd.'s top-line expansion over time. Consistent revenue growth indicates market share gains, successful product launches, or pricing power. Look for steady upward trends rather than erratic spikes.

EPS Growth: Earnings Per Share growth measures profitability on a per-share basis. Growing EPS faster than revenue indicates improving profit margins and operational efficiency. The ideal scenario is both metrics growing together at healthy rates.

Compound Annual Growth Rate (CAGR)

The Compound Annual Growth Rate shows the mean annual growth rate over specified time periods.

METRIC 1-YEAR CAGR 5-YEAR CAGR 10-YEAR CAGR
Revenue
+26.8% Upgrade Upgrade
Income
+16.1% Upgrade Upgrade
EPS
+13.6% Upgrade Upgrade

• CAGR calculations exclude periods with negative starting values or where values cross from positive to negative

• Green indicates positive growth, red indicates decline

Bajaj Finance Ltd.'s 10-year revenue CAGR of 29.1% reflects strong sustained growth, with EPS CAGR of 31.2% outpacing revenue, indicating improving profitability.

Understanding CAGR

CAGR smooths out year-to-year volatility to show the steady annual growth rate over a period. 1-year captures recent momentum, 5-year reveals business cycle performance, and 10-year reflects durable competitive advantages.

Revenue CAGR above 15%, and EPS CAGR above 20% are generally considered excellent. Compare across all three periods and with industry peers for context.

Retained Earnings Growth

Year-over-year growth in retained earnings showing Bajaj Finance Ltd.'s profit accumulation

FY 2024 - FY 2025

Bajaj Finance Ltd.'s retained earnings grew 26.1% YoY in FY2025, maintaining a consistent growth track record.

Over 2 years (FY2024–FY2025), retained earnings grew by 26.1%, from 765.72B to 965.69B.

Understanding Retained Earnings Growth

In FY 2025, Bajaj Finance Ltd.'s retained earnings grew by 26.1% year-over-year. What are Retained Earnings: Retained earnings represent the cumulative net income that Bajaj Finance Ltd. has retained, rather than distributed to shareholders as dividends. It reflects Bajaj Finance Ltd.'s ability to reinvest profits back into the business for growth, debt reduction, or other purposes.

Growth Interpretation: Consistent growth in retained earnings indicates strong profitability and effective capital allocation. Negative growth may signal losses, high dividend payouts, or share buybacks. Compare with revenue and net income growth to assess overall financial health.

Dividend Per Share Growth

Year-over-year growth in dividend per share showing Bajaj Finance Ltd.'s dividend payout trend

FY 2024 - FY 2025

Bajaj Finance Ltd.'s dividend per share increased 21.1% YoY in FY2025, having paid dividends in 10 of the last 10 years.

Understanding Dividend Per Share Growth

In FY 2025, Bajaj Finance Ltd. paid a dividend of Rs. 3.59 per share. What is DPS: Dividend Per Share (DPS) represents the total dividends paid out to shareholders divided by the number of outstanding shares. It indicates how much cash return investors receive for each share they own.

Growth Interpretation: Consistent DPS growth indicates management's confidence in future earnings and commitment to rewarding shareholders. Companies with steady dividend growth are often financially stable and mature. Compare with earnings growth to assess dividend sustainability.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: FY 2025