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View Plans2-year historical trend showing revenue and diluted EPS
Indian Overseas Bank 's revenue grew 13.5% YoY in FY2025, with EPS growing 25.7%, solid top-line and bottom-line growth.
In FY 2025, Indian Overseas Bank 's revenue grew by 13.5% year-over-year, while EPS grew by 25.7%. Revenue Growth: Shows Indian Overseas Bank 's top-line expansion over time. Consistent revenue growth indicates market share gains, successful product launches, or pricing power. Look for steady upward trends rather than erratic spikes.
EPS Growth: Earnings Per Share growth measures profitability on a per-share basis. Growing EPS faster than revenue indicates improving profit margins and operational efficiency. The ideal scenario is both metrics growing together at healthy rates.
The Compound Annual Growth Rate shows the mean annual growth rate over specified time periods.
| METRIC | 1-YEAR CAGR | 5-YEAR CAGR | 10-YEAR CAGR |
|---|---|---|---|
|
Revenue
|
+13.5% | Upgrade | Upgrade |
|
Income
|
+25.1% | Upgrade | Upgrade |
|
EPS
|
+25.7% | Upgrade | Upgrade |
• CAGR calculations exclude periods with negative starting values or where values cross from positive to negative
• Green indicates positive growth, red indicates decline
Indian Overseas Bank 's 10-year revenue CAGR of 2.6% reflects slow growth, however EPS CAGR is unavailable due to negative or inconsistent earnings over this period.
CAGR smooths out year-to-year volatility to show the steady annual growth rate over a period. 1-year captures recent momentum, 5-year reveals business cycle performance, and 10-year reflects durable competitive advantages.
Revenue CAGR above 15%, and EPS CAGR above 20% are generally considered excellent. Compare across all three periods and with industry peers for context.
Year-over-year growth in retained earnings showing Indian Overseas Bank 's profit accumulation
Indian Overseas Bank 's retained earnings grew 49.9% YoY in FY2025.
Over 2 years (FY2024–FY2025), retained earnings grew by 49.9%, from 86.59B to 129.77B.
In FY 2025, Indian Overseas Bank 's retained earnings grew by 49.9% year-over-year. What are Retained Earnings: Retained earnings represent the cumulative net income that Indian Overseas Bank has retained, rather than distributed to shareholders as dividends. It reflects Indian Overseas Bank 's ability to reinvest profits back into the business for growth, debt reduction, or other purposes.
Growth Interpretation: Consistent growth in retained earnings indicates strong profitability and effective capital allocation. Negative growth may signal losses, high dividend payouts, or share buybacks. Compare with revenue and net income growth to assess overall financial health.
Year-over-year growth in dividend per share showing Indian Overseas Bank 's dividend payout trend
Indian Overseas Bank has not paid dividends, but revenue growth of 13.5% in FY2025 suggests profits are being reinvested for expansion.
Indian Overseas Bank did not pay a dividend in FY 2025. What is DPS: Dividend Per Share (DPS) represents the total dividends paid out to shareholders divided by the number of outstanding shares. It indicates how much cash return investors receive for each share they own.
Growth Interpretation: Consistent DPS growth indicates management's confidence in future earnings and commitment to rewarding shareholders. Companies with steady dividend growth are often financially stable and mature. Compare with earnings growth to assess dividend sustainability.
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Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: FY 2025