Bank of Baroda Financial Statements

Bank of Baroda (BANKBARODA) reported revenue of ₹1,568.25B in FY2026 with net income of ₹198.46B. Total assets stood at ₹21.02T and free cash flow was ₹316.10B.

Bank of Baroda Income Statement

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FY 2025 – FY 2026

Item	Chart	2025	2026
Op. Income Operating Income		1,214.42B	1,342.98B
Other Income		166.47B	225.27B
Total Income		1,380.89B	1,568.25B
Interest Exp. Interest Expenditure		757.83B	818.60B
Op. Expense Operating Expense		298.71B	387.17B
Provisions Provisions & Contingencies		128.53B	167.71B
Net Income		195.81B	198.46B
Dil. Shares Diluted Shares		5.17B	5.17B
Diluted EPS		37.86	38.38

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows Bank of Baroda's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

Bank of Baroda Balance Sheet

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FY 2025 – FY 2026

Item	Chart	2025	2026
Cash		581.91B	646.86B
Loans & adv. Loans & advances		12.37T	14.40T
Investments		4,273.80B	4,357.78B
Total assets		18.62T	21.02T
Borrowings		1,358.13B	1,702.97B
Deposits		14.97T	16.76T
Total liabilities		17.14T	19.34T
Total equity		1,477.50B	1,673.66B
Total liab. & eq. Total liabilities & equity		18.62T	21.02T

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures Bank of Baroda's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

Bank of Baroda Cash Flow Statement

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FY 2025 – FY 2026

Item	Chart	2025	2026
Net Income		278.76B	253.14B
Operating CF Cash flow Operating Activities		348.92B	334.26B
Capex Investments in PPE		-63.32B	-18.16B
Investing CF Cash flow Investing Activities		-64.94B	-32.75B
Dividend Paid		-39.30B	-43.18B
Financing CF Cash flow Financing Activities		37.90B	-18.06B
Cash (start) Cash at beginning of period		1,002.90B	1,324.78B
Cash (end) Cash at end of period		1,324.78B	1,608.23B
FCF Free Cash Flow		285.59B	316.10B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how Bank of Baroda's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2026