Let's break down Development Credit Bank Limited (DCBBANK) — from its financial performance to how the market is valuing the stock.
Development Credit Bank Revenue Trend
For FY2026, Development Credit Bank Limited recorded revenue of ₹8,260 Cr. That's 14.4% higher than the ₹7,221 Cr it brought in during FY2025.
The long-term growth story is impressive: a 15.7% CAGR over 10 years, from ₹1,919 Cr to ₹8,260 Cr. That's well above what most listed companies manage.
At ₹8,260 Cr in annual revenue, Development Credit Bank Limited is one of the mid-sized players in the banks space.
Revenue has moved in the same direction for 5 years running, suggesting the growth trend has structural legs.
| Year | Revenue | YoY % |
|---|---|---|
| FY2026 | ₹8,260 Cr | +14.4% |
| FY2025 | ₹7,221 Cr | +23.7% |
| FY2024 | ₹5,836 Cr | +26.6% |
| FY2023 | ₹4,610 Cr | +16.3% |
| FY2022 | ₹3,965 Cr | — |
View Development Credit Bank Limited's full 10-year revenue trend with CAGR analysis →
Development Credit Bank Profitability
Earnings came in strong at ₹732 Cr for FY2026, marking a 18.9% gain over the ₹615 Cr posted in FY2025.
The net margin remained stable around 8.9%, consistent with the prior year.
Earnings per share (diluted) were ₹22.82 in FY2026, up from ₹19.49.
Is Development Credit Bank Undervalued
Development Credit Bank Limited shares are currently trading at ₹191.09.
Craytheon calculates intrinsic value using the P/B Ratio, P/E Ratio, EPS Growth, and DDM models. All four appear in the Valuation Models cards below.
Valuation Models
Development Credit Bank Shareholding Pattern
At 16.2%, the promoter stake is up from 14.7% — a sign of insider confidence.
Foreign institutional investors (FIIs) held 13.5% as of June 2026, up from 10.5% a year ago.
Domestic investors held 32.3% of the company as of June 2026, up year-over-year from 31.9%.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 16.2% | 13.5% | 32.3% | 38.0% |
| Mar 2026 | 16.2% | 12.6% | 32.8% | 38.3% |
| Dec 2025 | 16.2% | 11.9% | 32.1% | 39.7% |
| Sep 2025 | 14.7% | 10.5% | 31.9% | 42.9% |
Track quarterly shareholding changes for Development Credit Bank Limited →
Development Credit Bank Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
FY2026 total assets: ₹880.69B (up 14.7% YoY from ₹768.10B).
Top categories: Loans & Advances (68.2%), Investments (23.1%), Cash (4.8%).
Of the ₹880.69B in liabilities and equity, 82.4% is Deposits, 6.9% is Borrowings, 7.4% is Equity, and 3.3% is Other Liabilities. Over the year, deposits are up 20.9% and equity is up 14.8%.
Balance sheet composition — FY 2026
| Category | Value |
|---|---|
| Cash | 42.20B |
| Loans & Advances | 600.22B |
| Investments | 203.78B |
| Other Assets | 34.49B |
| Category | Value |
|---|---|
| Equity | 65.35B |
| Deposits | 725.83B |
| Borrowings | 60.86B |
| Other Liabilities | 28.65B |
Development Credit Bank Key Highlights
To sum up Development Credit Bank Limited's financial position: the data paints a clear picture for investors evaluating this banks stock.
Revenue of ₹8,260 Cr in FY2026, up 14.4% year-over-year.
Long-term revenue has been compounding at 15.7% annually over 10 years.
The company is profitable, with a net margin of 8.9% and net income of ₹732 Cr.
Unlock Full Analysis
See the full picture — Craytheon tracks 10 years of financial data with interactive charts, growth trends, and four valuation models for Development Credit Bank Limited.