A fundamental analysis of Yes Bank Ltd. (YESBANK) covering revenue trends, profitability, valuation, and shareholding patterns.
Yes Bank Revenue Trend
Yes Bank Ltd.'s top line grew 12.5% to ₹37,076 Cr in FY2025, compared to ₹32,961 Cr in FY2024.
The 10-year revenue CAGR of 10.5% is a good number — Yes Bank Ltd.'s top line has expanded meaningfully from ₹13,620 Cr to ₹37,076 Cr.
In terms of scale, Yes Bank Ltd.'s ₹37,076 Cr in annual revenue positions it as a major banks company.
Revenue has moved in the same direction for 3 years running, suggesting the growth trend has structural legs.
| Year | Revenue | YoY % |
|---|---|---|
| FY2025 | ₹37,076 Cr | +12.5% |
| FY2024 | ₹32,961 Cr | +22.9% |
| FY2023 | ₹26,827 Cr | +19.6% |
| FY2022 | ₹22,424 Cr | -4.5% |
| FY2021 | ₹23,475 Cr | — |
View Yes Bank Ltd.'s full 10-year revenue trend with CAGR analysis →
Is Yes Bank Undervalued
Running the numbers through the P/B Ratio model gives a fair value of ₹19 for Yes Bank Ltd..
Yes Bank Ltd. shares are currently trading at ₹23.00.
Craytheon also calculates intrinsic value using the P/E Ratio, EPS Growth, and DDM models. All three appear in the Valuation Models cards below.
Valuation Models
Yes Bank Shareholding Pattern
Yes Bank Ltd. is a widely held company with no promoter group. Ownership is distributed across institutional and public shareholders.
FII ownership stands at 46.1%, up from the 45.0% recorded a year ago.
DII ownership is at 24.1%, up from the 20.8% recorded a year ago.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 0.0% | 46.1% | 24.1% | 29.8% |
| Mar 2026 | 0.0% | 46.4% | 21.8% | 31.8% |
| Dec 2025 | 0.0% | 45.7% | 21.1% | 33.1% |
| Sep 2025 | 0.0% | 45.0% | 20.8% | 34.2% |
Track quarterly shareholding changes for Yes Bank Ltd. →
Yes Bank Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
Total assets stood at ₹4,241.16B at the end of FY2025, up 4.4% from ₹4,063.62B a year earlier.
Loans & Advances is the largest block at 58.0%, followed by Investments at 20.0% and Other Assets at 15.3%.
Deposits make up 67.1% of liabilities and equity, with Borrowings at 17.0%, Equity at 11.3%, and Other Liabilities at 4.7%. Over the year, deposits are up 6.8% and equity is up 13.5%.
Balance sheet composition — FY 2025
| Category | Value |
|---|---|
| Cash | 285.67B |
| Loans & Advances | 2,461.20B |
| Investments | 847.25B |
| Other Assets | 647.04B |
| Category | Value |
|---|---|
| Equity | 478.36B |
| Deposits | 2,844.20B |
| Borrowings | 719.71B |
| Other Liabilities | 198.89B |
Yes Bank Stock Analysis
What should investors take away from Yes Bank Ltd.'s (YESBANK) latest numbers? Here's the summary.
Revenue of ₹37,076 Cr in FY2025, up 12.5% year-over-year.
Long-term revenue has been compounding at 10.5% annually over 10 years.
The company is profitable, with a net margin of 6.6% and net income of ₹2,446 Cr.
The four models split evenly: P/E Ratio and EPS Growth see 35.3% to 88.1% upside to fair value, while P/B Ratio and DDM see 15.5% to 25.7% downside to fair value.