This analysis examines HDFC Bank Ltd. (HDFCBANK) through the lens of financial performance, valuation, and shareholding trends.
HDFC Bank Revenue Trend
Revenue at HDFC Bank Ltd. climbed 5.2% to ₹4,95,462 Cr in FY2026, up from ₹4,70,915 Cr the prior year.
Zoom out and the long-term trend holds up: a 20.9% CAGR over 10 years, from ₹74,373 Cr to ₹4,95,462 Cr. Few listed companies sustain that pace.
At ₹4,95,462 Cr in revenue, HDFC Bank Ltd. sits among the larger players in the banks sector.
On a year-on-year basis, HDFC Bank Ltd. has now strung together 10 years of uninterrupted revenue growth.
| Year | Revenue | YoY % |
|---|---|---|
| FY2026 | ₹4,95,462 Cr | +5.2% |
| FY2025 | ₹4,70,915 Cr | +15.4% |
| FY2024 | ₹4,07,994 Cr | +99.3% |
| FY2023 | ₹2,04,666 Cr | +22.0% |
| FY2022 | ₹1,67,695 Cr | — |
View HDFC Bank Ltd.'s full 10-year revenue trend with CAGR analysis →
Is HDFC Bank Undervalued
Shares of HDFC Bank Ltd. currently change hands at ₹753.00.
Craytheon calculates intrinsic value using the P/B Ratio, P/E Ratio, EPS Growth, and DDM models. All four appear in the Valuation Models cards below.
Valuation Models
HDFC Bank Shareholding Pattern
HDFC Bank Ltd. has no promoter group. Ownership is spread across institutional and public shareholders instead.
As of June 2026, foreign institutional investors (FIIs) held 41.8%, down from 48.4% a year earlier.
Domestic investors, meanwhile, held 41.9% as of June 2026, up from 36.3% a year earlier.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 0.0% | 41.8% | 41.9% | 16.2% |
| Mar 2026 | 0.0% | 44.0% | 40.3% | 15.6% |
| Dec 2025 | 0.0% | 47.7% | 37.2% | 15.1% |
| Sep 2025 | 0.0% | 48.4% | 36.3% | 15.3% |
Track quarterly shareholding changes for HDFC Bank Ltd. →
HDFC Bank Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
FY2026 total assets: ₹49.08T (up 11.7% YoY from ₹43.92T).
Top categories: Loans & Advances (62.2%), Investments (26.1%), Cash (6.4%).
Of the ₹49.08T in liabilities and equity, 63.2% is Deposits, 12.0% is Borrowings, 12.4% is Equity, and 12.5% is Other Liabilities. Over the year, deposits are up 14.3% and equity is up 13.1%.
Balance sheet composition — FY 2026
| Category | Value |
|---|---|
| Cash | 3,119.26B |
| Loans & Advances | 30.51T |
| Investments | 12.80T |
| Other Assets | 2,651.15B |
| Category | Value |
|---|---|
| Equity | 6,084.44B |
| Deposits | 31.00T |
| Borrowings | 5,884.85B |
| Other Liabilities | 6,114.74B |
HDFC Bank at a Glance
Pulling it together, HDFC Bank Ltd.'s financial position paints a fairly clear picture for investors weighing this banks stock.
FY2026 revenue came in at ₹4,95,462 Cr, up 5.2% year-over-year.
Over the past 10 years, revenue has compounded at 20.9% annually.
Profitability remains solid, with a 15.3% net margin and net income of ₹76,026 Cr.
Unlock Full Analysis
Craytheon's full analysis of HDFC Bank Ltd. goes deeper: four valuation models, growth metrics, and 10 years of financial data.