Here is a data-driven look at HDFC Bank Ltd. (HDFCBANK), covering financial performance, valuation, and shareholding trends.
HDFC Bank Revenue Trend
HDFC Bank Ltd.'s top line grew 15.4% to ₹4,70,915 Cr in FY2025, compared to ₹4,07,994 Cr in FY2024.
The long-term growth story is impressive: a 22.8% CAGR over 10 years, from ₹60,212 Cr to ₹4,70,915 Cr. That's well above what most listed companies manage.
With a top line of ₹4,70,915 Cr, HDFC Bank Ltd. operates at a major scale within the banks sector.
Looking at the year-on-year numbers, HDFC Bank Ltd. has seen 10 years of unbroken revenue growth.
| Year | Revenue | YoY % |
|---|---|---|
| FY2025 | ₹4,70,915 Cr | +15.4% |
| FY2024 | ₹4,07,994 Cr | +99.3% |
| FY2023 | ₹2,04,666 Cr | +22.0% |
| FY2022 | ₹1,67,695 Cr | +7.6% |
| FY2021 | ₹1,55,885 Cr | — |
View HDFC Bank Ltd.'s full 10-year revenue trend with CAGR analysis →
Is HDFC Bank Undervalued
The P/B Ratio approach puts HDFC Bank Ltd.'s intrinsic value at ₹997, a 21.9% upside from the current market price.
HDFC Bank Ltd. shares are currently trading at ₹817.95.
Craytheon also calculates intrinsic value using the P/E Ratio, EPS Growth, and DDM models. The full breakdown with assumptions is available in the detailed analysis.
| Model | Est. Fair Value | vs. Current Price |
|---|---|---|
| P/B Ratio | ₹997 | 21.9% upside to fair value |
| P/E Ratio | Upgrade | Upgrade |
| EPS Growth | Upgrade | Upgrade |
| DDM | Upgrade | Upgrade |
See all valuation models for HDFC Bank Ltd. with detailed assumptions →
HDFC Bank Shareholding Pattern
HDFC Bank Ltd. is a widely held company with no promoter group. Ownership is distributed across institutional and public shareholders.
Foreign institutional investors (FIIs) held 41.8% as of June 2026, down from 48.4% a year ago.
Domestic investors held 41.9% of the company as of June 2026, up year-over-year from 36.3%.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 0.0% | 41.8% | 41.9% | 16.2% |
| Mar 2026 | 0.0% | 44.0% | 40.3% | 15.6% |
| Dec 2025 | 0.0% | 47.7% | 37.2% | 15.1% |
| Sep 2025 | 0.0% | 48.4% | 36.3% | 15.3% |
Track quarterly shareholding changes for HDFC Bank Ltd. →
HDFC Bank Balance Sheet
Proportional view as of 13 Jul 2026. Hover blocks for details.
Assets
Liabilities & Equity
FY2025 total assets: ₹43.92T (up 9.0% YoY from ₹40.30T).
Top categories: Loans & Advances (62.0%), Investments (27.0%), Cash (5.7%).
Of the ₹43.92T in liabilities and equity, 61.7% is Deposits, 14.4% is Borrowings, 12.3% is Equity, and 11.6% is Other Liabilities. Over the year, deposits are up 14.1% and equity is up 14.6%.
Balance sheet composition — FY 2025
| Category | Value |
|---|---|
| Cash | 2,499.48B |
| Loans & Advances | 27.25T |
| Investments | 11.86T |
| Other Assets | 2,310.58B |
| Category | Value |
|---|---|
| Equity | 5,381.48B |
| Deposits | 27.11T |
| Borrowings | 6,346.06B |
| Other Liabilities | 5,087.65B |
HDFC Bank at a Glance
To sum up HDFC Bank Ltd.'s financial position: the data paints a clear picture for investors evaluating this banks stock.
Revenue of ₹4,70,915 Cr in FY2025, up 15.4% year-over-year.
Long-term revenue has been compounding at 22.8% annually over 10 years.
The P/B Ratio model implies 21.9% upside to fair value from the current price. The remaining three models are worth cross-checking before drawing a conclusion — sign up to see the full analysis.
Unlock Full Analysis
Craytheon's full analysis of HDFC Bank Ltd. goes deeper: four valuation models, growth metrics, and 10 years of financial data.