HDFC Bank Financial Statements

HDFC Bank (HDFCBANK) reported revenue of ₹4,709.16B in FY2025 with net income of ₹707.92B. Total assets stood at ₹43.92T and free cash flow was ₹1,231.66B.

HDFC Bank Income Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Op. Income Operating Income		2,836.49B	3,363.67B
Other Income		1,243.46B	1,345.49B
Total Income		4,079.95B	4,709.16B
Interest Exp. Interest Expenditure		1,541.39B	1,838.94B
Op. Expense Operating Expense		1,522.69B	1,766.05B
Provisions Provisions & Contingencies		361.40B	369.76B
Net Income		640.62B	707.92B
Dil. Shares Diluted Shares		14.23B	15.32B
Diluted EPS		45.00	46.20

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows HDFC Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

HDFC Bank Balance Sheet

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FY 2024 – FY 2025

Item	Chart	2024	2025
Cash		1,787.19B	1,443.90B
Loans & adv. Loans & advances		25.66T	27.25T
Investments		10.06T	11.86T
Total assets		40.30T	43.92T
Borrowings		7,306.15B	6,346.06B
Deposits		23.77T	27.11T
Total liabilities		35.60T	38.54T
Total equity		4,697.79B	5,381.48B
Total liab. & eq. Total liabilities & equity		40.30T	43.92T

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures HDFC Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

HDFC Bank Cash Flow Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Net Income		751.84B	935.94B
Operating CF Cash flow Operating Activities		190.69B	1,272.42B
Capex Investments in PPE		-42.87B	-40.76B
Investing CF Cash flow Investing Activities		53.14B	-38.51B
Dividend Paid		-84.04B	-148.26B
Financing CF Cash flow Financing Activities		39.83B	-1,024.78B
Cash (start) Cash at beginning of period		1,971.48B	2,288.35B
Cash (end) Cash at end of period		2,288.35B	2,499.48B
FCF Free Cash Flow		147.83B	1,231.66B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how HDFC Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025