HDFC Bank Financial Statements

HDFC Bank (HDFCBANK) reported revenue of ₹4,954.63B in FY2026 with net income of ₹760.26B. Total assets stood at ₹49.08T. Net worth was ₹5,860.59B (₹586,059 Cr) and free cash flow was ₹1,096.16B.

HDFC Bank Income Statement

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FY 2025 – FY 2026

Item	Chart	2025	2026
Op. Income Operating Income		3,363.67B	3,486.15B
Other Income		1,345.49B	1,468.48B
Total Income		4,709.16B	4,954.63B
Interest Exp. Interest Expenditure		1,838.94B	1,854.91B
Op. Expense Operating Expense		1,766.05B	1,811.74B
Provisions Provisions & Contingencies		369.76B	495.78B
Net Income		707.92B	760.26B
Dil. Shares Diluted Shares		15.32B	15.43B
Diluted EPS		46.20	49.28

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows HDFC Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

HDFC Bank Balance Sheet

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FY 2025 – FY 2026

Item	Chart	2025	2026
Cash		1,443.90B	2,007.07B
Loans & adv. Loans & advances		27.25T	30.51T
Investments		11.86T	12.80T
Total assets		43.92T	49.08T
Borrowings		6,346.06B	5,884.85B
Deposits		27.11T	31.00T
Total liabilities		38.54T	43.00T
Total equity		5,381.48B	6,084.44B
Total liab. & eq. Total liabilities & equity		43.92T	49.08T

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures HDFC Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

HDFC Bank Cash Flow Statement

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FY 2025 – FY 2026

Item	Chart	2025	2026
Net Income		935.94B	989.48B
Operating CF Cash flow Operating Activities		1,272.42B	1,135.06B
Capex Investments in PPE		-40.76B	-38.90B
Investing CF Cash flow Investing Activities		-38.51B	63.63B
Dividend Paid		-148.26B	-207.06B
Financing CF Cash flow Financing Activities		-1,024.78B	-590.05B
Cash (start) Cash at beginning of period		2,288.35B	2,499.48B
Cash (end) Cash at end of period		2,499.48B	3,119.26B
FCF Free Cash Flow		1,231.66B	1,096.16B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how HDFC Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2026