What do the numbers say about Karur Vysya Bank Ltd. (KARURVYSYA)? Here's a look at its financials, valuation, and ownership data.
Karur Vysa Bank Revenue Trend
A 16.7% jump in revenue took Karur Vysya Bank Ltd.'s top line to ₹11,508 Cr in FY2025.
The 10-year revenue CAGR of 6.8% reflects steady — if not spectacular — top-line expansion from ₹5,977 Cr to ₹11,508 Cr.
Karur Vysya Bank Ltd. is a major banks company by revenue, with a top line of ₹11,508 Cr.
With 3 straight years of revenue growth, this isn't a blip — the trajectory is clear for Karur Vysya Bank Ltd..
| Year | Revenue | YoY % |
|---|---|---|
| FY2025 | ₹11,508 Cr | +16.7% |
| FY2024 | ₹9,863 Cr | +28.5% |
| FY2023 | ₹7,675 Cr | +20.7% |
| FY2022 | ₹6,357 Cr | -2.6% |
| FY2021 | ₹6,527 Cr | — |
View Karur Vysya Bank Ltd.'s full 10-year revenue trend with CAGR analysis →
Karur Vysa Bank Profitability
Net profit for Karur Vysya Bank Ltd. climbed 21.0% to ₹1,942 Cr in FY2025.
A stronger net margin of 16.9% in FY2025 (from 16.3%) points to better profitability per rupee of revenue.
FY2025 diluted EPS of ₹24.12 was up from the ₹19.97 reported in FY2024.
Is Karur Vysa Bank Undervalued
Karur Vysya Bank Ltd. shares are currently trading at ₹348.10.
Craytheon calculates intrinsic value using the P/B Ratio, P/E Ratio, EPS Growth, and DDM models. All four appear in the Valuation Models cards below.
Valuation Models
Karur Vysa Bank Shareholding Pattern
A stable promoter holding of 2.1% over 4 quarters suggests the management group is comfortable with its position.
Foreign institutional investors (FIIs) held 17.9% as of June 2026, up from 15.8% a year ago.
Domestic institutions moved their stake up to 41.2% from 40.0% over the past year.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 2.1% | 17.9% | 41.2% | 38.8% |
| Mar 2026 | 2.1% | 19.2% | 39.3% | 39.4% |
| Dec 2025 | 2.1% | 16.9% | 40.2% | 40.8% |
| Sep 2025 | 2.1% | 15.8% | 40.0% | 42.1% |
Track quarterly shareholding changes for Karur Vysya Bank Ltd. →
Karur Vysa Bank Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
In FY2025, the total asset base came in at ₹1,193.67B, up 13.2% YoY from ₹1,054.53B.
Loans & Advances accounts for 70.4% of the total, ahead of Investments (20.0%) and Cash (6.5%).
Funding mix: 85.5% Deposits, 1.0% Borrowings, 10.0% Equity, 3.5% Other Liabilities. Over the year, deposits are up 14.5% and equity is up 18.8%.
Balance sheet composition — FY 2025
| Category | Value |
|---|---|
| Cash | 78.07B |
| Loans & Advances | 840.05B |
| Investments | 238.31B |
| Other Assets | 37.25B |
| Category | Value |
|---|---|
| Equity | 119.30B |
| Deposits | 1,020.78B |
| Borrowings | 12.17B |
| Other Liabilities | 41.43B |
Karur Vysa Bank Investment Snapshot
In summary, Karur Vysya Bank Ltd. (KARURVYSYA) presents the following picture for fundamental analysts.
Revenue of ₹11,508 Cr in FY2025, up 16.7% year-over-year.
Long-term revenue has been compounding at 6.8% annually over 10 years.
The company is profitable, with a net margin of 16.9% and net income of ₹1,942 Cr.
Unlock Full Analysis
There's more to the story. Craytheon's full profile for Karur Vysya Bank Ltd. includes four valuation models, decade-long financials, and insider activity.