Karur Vysa Bank Financial Statements

Karur Vysa Bank (KARURVYSYA) reported revenue of ₹115.08B in FY2025 with net income of ₹19.42B. Total assets stood at ₹1,193.67B and free cash flow was ₹43.15B.

Karur Vysa Bank Income Statement

Hover the chart icon for year-over-year change.

FY 2021 – FY 2025

Item	Chart	2021	2022	2023	2024	2025
Op. Income Operating Income		54.70B	55.88B	65.17B	82.13B	96.78B
Other Income		10.57B	7.69B	11.59B	16.49B	18.30B
Total Income		65.27B	63.57B	76.75B	98.63B	115.08B
Interest Exp. Interest Expenditure		31.11B	28.72B	31.68B	43.95B	54.18B
Op. Expense Operating Expense		19.87B	18.54B	20.32B	26.39B	28.77B
Provisions Provisions & Contingencies		10.70B	9.57B	13.70B	12.24B	12.71B
Net Income		3.59B	6.73B	11.06B	16.05B	19.42B
Dil. Shares Diluted Shares		799.32M	800.38M	802.96M	803.77M	805.09M
Diluted EPS		4.50	8.41	13.78	19.97	24.12

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows Karur Vysa Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

Karur Vysa Bank Balance Sheet

Hover the chart icon for year-over-year change.

FY 2021 – FY 2025

Item	Chart	2021	2022	2023	2024	2025
Cash		31.24B	35.94B	42.79B	55.88B	73.54B
Loans & adv. Loans & advances		503.64B	546.61B	631.34B	736.67B	840.05B
Investments		160.19B	172.16B	188.08B	223.44B	238.31B
Total assets		746.23B	800.71B	901.79B	1,054.53B	1,193.67B
Borrowings		25.28B	13.39B	14.32B	24.78B	12.17B
Deposits		632.78B	684.86B	766.38B	891.13B	1,020.78B
Total liabilities		676.63B	724.75B	815.95B	954.13B	1,074.38B
Total equity		69.60B	75.96B	85.84B	100.40B	119.30B
Total liab. & eq. Total liabilities & equity		746.23B	800.71B	901.79B	1,054.53B	1,193.67B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures Karur Vysa Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

Karur Vysa Bank Cash Flow Statement

Hover the chart icon for year-over-year change.

FY 2021 – FY 2025

Item	Chart	2021	2022	2023	2024	2025
Net Income		3.59B	6.73B	11.06B	16.05B	19.42B
Operating CF Cash flow Operating Activities		33.66B	2.95B	12.17B	29.54B	44.87B
Capex Investments in PPE		-765.61M	-586.07M	-622.18M	-980.98M	-1.72B
Investing CF Cash flow Investing Activities		-13.79B	-15.94B	-12.70B	-12.96B	-21.51B
Dividend Paid		-6.94M	-403.71M	-1.28B	-1.60B	-1.93B
Financing CF Cash flow Financing Activities		-588.91M	-958.98M	-1.78B	-6.94B	-1.88B
Cash (start) Cash at beginning of period		43.93B	63.20B	49.26B	46.95B	56.59B
Cash (end) Cash at end of period		63.20B	49.26B	46.95B	56.59B	78.07B
FCF Free Cash Flow		32.89B	2.37B	11.55B	28.56B	43.15B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how Karur Vysa Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025