Karur Vysa Bank Financial Statements

Karur Vysa Bank (KARURVYSYA) reported revenue of ₹115.08B in FY2025 with net income of ₹19.42B. Total assets stood at ₹1,193.67B and free cash flow was ₹43.15B.

Karur Vysa Bank Income Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Op. Income Operating Income		82.13B	96.78B
Other Income		16.49B	18.30B
Total Income		98.63B	115.08B
Interest Exp. Interest Expenditure		43.95B	54.18B
Op. Expense Operating Expense		26.39B	28.77B
Provisions Provisions & Contingencies		12.24B	12.71B
Net Income		16.05B	19.42B
Dil. Shares Diluted Shares		803.77M	805.09M
Diluted EPS		19.97	24.12

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows Karur Vysa Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

Karur Vysa Bank Balance Sheet

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FY 2024 – FY 2025

Item	Chart	2024	2025
Cash		55.88B	73.54B
Loans & adv. Loans & advances		736.67B	840.05B
Investments		223.44B	238.31B
Total assets		1,054.53B	1,193.67B
Borrowings		24.78B	12.17B
Deposits		891.13B	1,020.78B
Total liabilities		954.13B	1,074.38B
Total equity		100.40B	119.30B
Total liab. & eq. Total liabilities & equity		1,054.53B	1,193.67B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures Karur Vysa Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

Karur Vysa Bank Cash Flow Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Net Income		16.05B	19.42B
Operating CF Cash flow Operating Activities		29.54B	44.87B
Capex Investments in PPE		-980.98M	-1.72B
Investing CF Cash flow Investing Activities		-12.96B	-21.51B
Dividend Paid		-1.60B	-1.93B
Financing CF Cash flow Financing Activities		-6.94B	-1.88B
Cash (start) Cash at beginning of period		46.95B	56.59B
Cash (end) Cash at end of period		56.59B	78.07B
FCF Free Cash Flow		28.56B	43.15B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how Karur Vysa Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025