How has Federal Bank Ltd. (FEDERALBNK) been performing? We dig into revenue, profitability, valuation, and ownership trends.
Federal Bank Revenue Trend
At ₹32,030 Cr, Federal Bank Ltd.'s FY2025 revenue was 19.6% ahead of the ₹26,782 Cr posted in FY2024.
Federal Bank Ltd.'s revenue grew from ₹8,366 Cr to ₹32,030 Cr at a 14.4% CAGR over 10 years — a pace most companies would be happy with.
Federal Bank Ltd.'s ₹32,030 Cr revenue base puts it in the major bracket among banks companies in India.
With 10 straight years of revenue growth, this isn't a blip — the trajectory is clear for Federal Bank Ltd..
| Year | Revenue | YoY % |
|---|---|---|
| FY2025 | ₹32,030 Cr | +19.6% |
| FY2024 | ₹26,782 Cr | +32.3% |
| FY2023 | ₹20,248 Cr | +22.7% |
| FY2022 | ₹16,502 Cr | +1.4% |
| FY2021 | ₹16,272 Cr | — |
View Federal Bank Ltd.'s full 10-year revenue trend with CAGR analysis →
Federal Bank Profitability
Federal Bank Ltd. delivered net profit of ₹4,159 Cr in FY2025, a solid 7.2% jump from ₹3,880 Cr in FY2024.
Net margin thinned to 13.0% in FY2025, compared to 14.5% the year before.
Earnings per share (diluted) were ₹16.80 in FY2025, up from ₹16.55.
Is Federal Bank Undervalued
Federal Bank Ltd. shares are currently trading at ₹371.70.
Craytheon calculates intrinsic value using the P/B Ratio, P/E Ratio, EPS Growth, and DDM models. All four appear in the Valuation Models cards below.
Valuation Models
Federal Bank Shareholding Pattern
Federal Bank Ltd. is a widely held company with no promoter group. Ownership is distributed across institutional and public shareholders.
Foreign investors held 27.7% of the company as of June 2026, up year-over-year from 25.5%.
DII holding is at 49.3%, down from 49.7% in the year-ago quarter.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 0.0% | 27.7% | 49.3% | 23.0% |
| Mar 2026 | 0.0% | 26.1% | 50.4% | 23.6% |
| Dec 2025 | 0.0% | 24.9% | 51.1% | 24.0% |
| Sep 2025 | 0.0% | 25.5% | 49.7% | 24.7% |
Track quarterly shareholding changes for Federal Bank Ltd. →
Federal Bank Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
In FY2025, the total asset base came in at ₹3,601.52B, up 13.3% YoY from ₹3,178.39B.
Loans & Advances accounts for 68.0% of the total, ahead of Investments (18.3%) and Cash (8.8%).
Funding mix: 78.7% Deposits, 9.1% Borrowings, 9.8% Equity, 2.4% Other Liabilities. Over the year, deposits are up 12.3% and equity is up 14.6%.
Balance sheet composition — FY 2025
| Category | Value |
|---|---|
| Cash | 315.97B |
| Loans & Advances | 2,449.95B |
| Investments | 660.58B |
| Other Assets | 175.02B |
| Category | Value |
|---|---|
| Equity | 354.53B |
| Deposits | 2,834.84B |
| Borrowings | 325.96B |
| Other Liabilities | 86.19B |
Federal Bank — The Bottom Line
Pulling it all together, here's what the numbers say about Federal Bank Ltd. (FEDERALBNK) heading into the next fiscal year.
Revenue of ₹32,030 Cr in FY2025, up 19.6% year-over-year.
Long-term revenue has been compounding at 14.4% annually over 10 years.
The company is profitable, with a net margin of 13.0% and net income of ₹4,159 Cr.
Unlock Full Analysis
There's more to the story. Craytheon's full profile for Federal Bank Ltd. includes four valuation models, decade-long financials, and insider activity.