Federal Bank Financial Statements

Federal Bank (FEDERALBNK) reported revenue of ₹320.30B in FY2025 with net income of ₹41.59B. Total assets stood at ₹3,601.52B and free cash flow was ₹80.46B.

Federal Bank Income Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Op. Income Operating Income		235.65B	281.06B
Other Income		32.16B	39.24B
Total Income		267.82B	320.30B
Interest Exp. Interest Expenditure		144.95B	176.31B
Op. Expense Operating Expense		67.67B	78.92B
Provisions Provisions & Contingencies		15.93B	23.06B
Net Income		38.80B	41.59B
Dil. Shares Diluted Shares		2.34B	2.48B
Diluted EPS		16.55	16.80

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows Federal Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

Federal Bank Balance Sheet

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FY 2024 – FY 2025

Item	Chart	2024	2025
Cash		115.09B	203.61B
Loans & adv. Loans & advances		2,181.10B	2,449.95B
Investments		610.43B	660.58B
Total assets		3,178.39B	3,601.52B
Borrowings		251.60B	325.96B
Deposits		2,524.55B	2,834.84B
Total liabilities		2,869.13B	3,246.99B
Total equity		309.26B	354.53B
Total liab. & eq. Total liabilities & equity		3,178.39B	3,601.52B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures Federal Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

Federal Bank Cash Flow Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Net Income		52.14B	55.45B
Operating CF Cash flow Operating Activities		64.31B	88.01B
Capex Investments in PPE		-3.28B	-7.55B
Investing CF Cash flow Investing Activities		-89.08B	-37.94B
Dividend Paid		-2.35B	-2.94B
Financing CF Cash flow Financing Activities		38.71B	74.01B
Cash (start) Cash at beginning of period		178.04B	191.94B
Cash (end) Cash at end of period		191.94B	315.97B
FCF Free Cash Flow		61.03B	80.46B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how Federal Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025