LIC Housing Finance Financial Statements

LIC Housing Finance (LICHSGFIN) reported revenue of ₹276.89B in FY2025 with net income of ₹54.42B. Total assets stood at ₹3,140.40B and free cash flow was -₹166.83B.

LIC Housing Finance Income Statement

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FY 2020 – FY 2025

Item	Chart	2020	2021	2022	2023	2025
Revenue		197.36B	198.82B	198.36B	225.72B	276.89B
Cost of Rev. Cost of Revenue		-995.70M	-893.10M	0	0	0
Gross Profit		196.37B	197.92B	198.36B	225.72B	276.89B
SGA Sales, General & Admin		-5.41B	-5.78B	-10.24B	-10.21B	-13.23B
Op. Income Operating Income		180.93B	178.44B	168.87B	196.06B	263.23B
PBT Profit Before Tax		32.82B	33.94B	27.87B	35.61B	68.79B
Net Income		24.04B	27.72B	22.86B	28.91B	54.42B
Dil. Shares Diluted Shares		504.66M	504.66M	530.16M	550.06M	550.00M
Diluted EPS		47.64	54.94	43.12	52.56	98.95

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows LIC Housing Finance's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

LIC Housing Finance Balance Sheet

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FY 2020 – FY 2025

Item	Chart	2020	2021	2022	2023	2025
Curr. assets Total current assets		2,156.22B	2,342.43B	2,526.08B	2,756.78B	3,115.00B
Non-curr. assets Total non-current assets		12.97B	14.79B	20.79B	28.81B	25.41B
Total assets		2,169.20B	2,357.22B	2,546.87B	2,785.59B	3,140.40B
Curr. liabilities Total current liabilities		1,982.72B	2,146.71B	2,294.00B	2,506.02B	2,771.36B
Non-curr. liab. Total non-current liabilities		3.81B	4.46B	5.33B	7.70B	5.49B
Total liabilities		1,986.52B	2,151.17B	2,299.33B	2,513.71B	2,776.85B
Total equity		182.67B	206.04B	247.54B	271.88B	363.56B
Total liab. & eq. Total liabilities & equity		2,169.20B	2,357.22B	2,546.87B	2,785.59B	3,140.40B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures LIC Housing Finance's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

LIC Housing Finance Cash Flow Statement

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FY 2021 – FY 2025

Item	Chart	2021	2022	2023	2024	2025
Net Income		33.65B	27.87B	35.61B	60.68B	68.79B
Operating CF Cash flow Operating Activities		-113.24B	-167.29B	-196.32B	-71.51B	-166.09B
Capex Investments in PPE		-108.30M	-353.10M	-641.00M	-374.50M	-733.50M
Investing CF Cash flow Investing Activities		8.58B	-16.28B	-7.99B	5.87B	-9.39B
Dividend Paid		-4.04B	-4.68B	-4.62B	-4.68B	-4.95B
Financing CF Cash flow Financing Activities		104.28B	178.50B	202.49B	73.46B	174.13B
Cash (start) Cash at beginning of period		13.69B	13.32B	8.24B	6.41B	14.23B
Cash (end) Cash at end of period		13.32B	8.24B	6.41B	14.23B	12.89B
FCF Free Cash Flow		-113.34B	-167.65B	-196.97B	-71.89B	-166.83B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how LIC Housing Finance's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025