Here's a numbers-first look at SBI Life Insurance (SBILIFE), covering income trends, margins, valuation, and shareholding.
SBI Life Insurance Revenue Trend
SBI Life Insurance's top line slipped 3.8% in FY2026, bringing revenue down to ₹1,12,389 Cr.
Over the past 9 years, SBI Life Insurance has grown revenue at a 15.5% CAGR, a strong and sustained expansion from ₹30,623 Cr to ₹1,12,389 Cr.
With a ₹1,12,389 Cr revenue base, SBI Life Insurance ranks among the major names in the Indian insurance sector.
| Year | Revenue | YoY % |
|---|---|---|
| FY2026 | ₹1,12,389 Cr | -3.8% |
| FY2025 | ₹1,16,888 Cr | -11.5% |
| FY2024 | ₹1,32,037 Cr | +63.6% |
| FY2023 | ₹80,686 Cr | -2.8% |
| FY2022 | ₹83,033 Cr | — |
View SBI Life Insurance's full 10-year revenue trend with CAGR analysis →
SBI Life Insurance Profitability
Profitability held up well: net income rose 2.4% to ₹2,470 Cr from ₹2,413 Cr a year earlier.
Margins stayed roughly steady, with net profit margin at 2.2% in FY2026.
Diluted EPS came in at ₹24.62 in FY2026, up from ₹24.07.
Is SBI Life Insurance Undervalued
SBI Life Insurance shares currently trade at ₹1,915.00.
Craytheon calculates intrinsic value using the P/B Ratio, P/E Ratio, EPS Growth, and DDM models. All four appear in the Valuation Models cards below.
Valuation Models
SBI Life Insurance Shareholding Pattern
Promoter holding has stayed stable at 55.3% over the past 4 quarters, suggesting the management group is comfortable with its position.
Foreign institutional investors (FIIs) held 20.9% as of June 2026, down from 21.9% a year earlier.
DII ownership climbed to 19.7%, up from 18.7% a year earlier.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 55.3% | 20.9% | 19.7% | 4.1% |
| Mar 2026 | 55.3% | 21.5% | 19.1% | 4.0% |
| Dec 2025 | 55.3% | 21.9% | 18.7% | 4.0% |
| Sep 2025 | 55.4% | 21.9% | 18.7% | 4.1% |
Track quarterly shareholding changes for SBI Life Insurance →
SBI Life Insurance Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
FY2026 total assets: ₹5,000.46B (up 9.4% YoY from ₹4,570.95B).
Top categories: Investments (97.3%), Other Assets (2.0%), Cash & ST Investments (0.6%).
Of the ₹5,000.46B in liabilities and equity, 3.8% is shareholder equity, 0.0% is interest-bearing debt, and 96.2% is operating liabilities. Notable shift: Other Liabilities is up 9.3% YoY (₹4,401.10B → ₹4,809.60B).
Balance sheet composition — FY 2026
| Category | Value |
|---|---|
| Cash & ST Investments | 32.08B |
| Property, Plant & Equipment | 6.88B |
| Investments | 4,863.67B |
| Other Assets | 97.83B |
| Category | Value |
|---|---|
| Equity | 190.86B |
| Other Liabilities | 4,809.60B |
SBI Life Insurance Key Highlights
So what should investors take away from SBI Life Insurance's (SBILIFE) latest numbers? Here's the summary.
FY2026 revenue landed at ₹1,12,389 Cr, down 3.8% year-over-year.
That revenue growth has compounded at 15.5% annually over the past 9 years.
The company remains profitable, posting a 2.2% net margin and ₹2,470 Cr in net income.
Unlock Full Analysis
Get the complete view of SBI Life Insurance on Craytheon — 10 years of financials, four valuation models, and institutional holding trends.