This is a numbers-first look at SBI Life Insurance (SBILIFE), covering income trends, margins, valuation, and shareholding.
SBI Life Insurance Revenue Trend
A 28.2% jump in revenue took SBI Life Insurance's top line to ₹1,946 Cr in FY2020.
SBI Life Insurance's ₹1,946 Cr revenue base puts it in the mid-sized bracket among financial institution companies in India.
The consistency stands out: 3 consecutive years of growth in top-line revenue.
| Year | Revenue | YoY % |
|---|---|---|
| FY2020 | ₹1,946 Cr | +28.2% |
| FY2019 | ₹1,518 Cr | +17.4% |
| FY2018 | ₹1,293 Cr | +21.5% |
| FY2017 | ₹1,064 Cr | — |
View SBI Life Insurance's full 10-year revenue trend with CAGR analysis →
Is SBI Life Insurance Undervalued
Under the P/E Ratio approach, SBI Life Insurance's estimated fair value is ₹1,410 (21.0% downside).
SBI Life Insurance shares are currently trading at ₹1,784.20.
Craytheon also calculates intrinsic value using the EPS Growth, P/B Ratio, and DDM models. The full breakdown with assumptions is available in the detailed analysis.
| Model | Est. Fair Value | vs. Current Price |
|---|---|---|
| P/E Ratio | Upgrade | Upgrade |
| EPS Growth | Upgrade | Upgrade |
| P/B Ratio | ₹1,410 | 21.0% downside to fair value |
| DDM | Upgrade | Upgrade |
See all valuation models for SBI Life Insurance with detailed assumptions →
SBI Life Insurance Shareholding Pattern
A stable promoter holding of 55.3% over 4 quarters suggests the management group is comfortable with its position.
Foreign institutions moved their stake down to 21.5% from 22.3% over the past year.
Domestic investors held 19.1% of the company as of March 2026, up year-over-year from 18.2%.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Mar 2026 | 55.3% | 21.5% | 19.1% | 4.0% |
| Dec 2025 | 55.3% | 21.9% | 18.7% | 4.0% |
| Sep 2025 | 55.4% | 21.9% | 18.7% | 4.1% |
| Jun 2025 | 55.4% | 22.3% | 18.2% | 4.0% |
Track quarterly shareholding changes for SBI Life Insurance →
SBI Life Insurance Balance Sheet
Proportional view as of 3 Jun 2026. Hover blocks for details.
Assets
Liabilities & Equity
FY2020 total assets: ₹1,655.80B (up 12.8% YoY from ₹1,467.34B).
Top categories: Investments (95.9%), Other Assets (2.9%), Cash & ST Investments (0.9%).
Of the ₹1,655.80B in liabilities and equity, 5.3% is shareholder equity, 45.0% is interest-bearing debt, and 49.7% is operating liabilities. Over the year, debt is up 14.8% and equity is up 15.4%.
Balance sheet composition — FY 2020
| Category | Value |
|---|---|
| Cash & ST Investments | 14.23B |
| Property, Plant & Equipment | 5.81B |
| Investments | 1,588.13B |
| Other Assets | 47.63B |
| Category | Value |
|---|---|
| Equity | 87.43B |
| Long-term Debt | 745.36B |
| Trade Payables | 27.84B |
| Other Liabilities | 795.18B |
SBI Life Insurance Investment Snapshot
Pulling it all together, here's what the numbers say about SBI Life Insurance (SBILIFE) heading into the next fiscal year.
Revenue of ₹1,946 Cr in FY2020, up 28.2% year-over-year.
The P/B Ratio model implies 21.0% downside to fair value from the current price. The remaining three models are worth cross-checking before drawing a conclusion — sign up to see the full analysis.
Unlock Full Analysis
See the full picture — Craytheon tracks 10 years of financial data with interactive charts, growth trends, and four valuation models for SBI Life Insurance.