SBI Life Insurance Financial Statements

SBI Life Insurance (SBILIFE) reported revenue of ₹19.46B in FY2020 with net income of ₹14.22B. Total assets stood at ₹1,655.80B and free cash flow was ₹192.18B.

SBI Life Insurance Income Statement

Hover the chart icon for year-over-year change.

FY 2019 – FY 2020

Item	Chart	2019	2020
Total Revenue		15.18B	19.46B
Interest Exp. Interest Expense		0	0
SGA Sales, General & Admin		-98.36M	-249.39M
Emp. Salary Employee Salary		-4.48M	-5.37M
Total Expenses		-1.45B	-5.33B
PBT Profit Before Tax		13.73B	14.14B
Net Income		13.27B	14.22B
Dil. Shares Diluted Shares		1.00B	1.00B
Diluted EPS		13.26	14.22

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows SBI Life Insurance's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

SBI Life Insurance Balance Sheet

Hover the chart icon for year-over-year change.

FY 2019 – FY 2020

Item	Chart	2019	2020
Curr. assets Total current assets		66.41B	58.21B
Non-curr. assets Total non-current assets		1,400.92B	1,597.59B
Total assets		1,467.34B	1,655.80B
Curr. liabilities Total current liabilities		37.36B	30.22B
Non-curr. liab. Total non-current liabilities		1,354.21B	1,538.15B
Total liabilities		1,391.57B	1,568.37B
Total equity		75.76B	87.43B
Total liab. & eq. Total liabilities & equity		1,467.34B	1,655.80B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures SBI Life Insurance's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

SBI Life Insurance Cash Flow Statement

Hover the chart icon for year-over-year change.

FY 2019 – FY 2020

Item	Chart	2019	2020
Net Income		335.22B	410.37B
Operating CF Cash flow Operating Activities		134.73B	192.99B
Capex Investments in PPE		-1.42B	-809.93M
Investing CF Cash flow Investing Activities		-135.53B	-169.87B
Dividend Paid		-2.41B	-2.00B
Financing CF Cash flow Financing Activities		-2.41B	-1.98B
Cash (start) Cash at beginning of period		44.05B	40.84B
Cash (end) Cash at end of period		40.84B	61.98B
FCF Free Cash Flow		133.30B	192.18B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how SBI Life Insurance's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2020