IDFC First Bank Financial Statements

IDFC First Bank (IDFCFIRSTB) reported revenue of ₹434.78B in FY2025 with net income of ₹14.90B. Total assets stood at ₹3,439.09B and free cash flow was ₹135.46B.

IDFC First Bank Income Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Op. Income Operating Income		303.25B	365.02B
Other Income		59.32B	69.77B
Total Income		362.57B	434.78B
Interest Exp. Interest Expenditure		138.70B	172.08B
Op. Expense Operating Expense		161.48B	188.92B
Provisions Provisions & Contingencies		32.96B	58.89B
Net Income		29.42B	14.90B
Dil. Shares Diluted Shares		6.96B	7.34B
Diluted EPS		4.23	2.03

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows IDFC First Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

IDFC First Bank Balance Sheet

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FY 2024 – FY 2025

Item	Chart	2024	2025
Cash		109.88B	139.85B
Loans & adv. Loans & advances		1,945.92B	2,331.13B
Investments		745.00B	805.05B
Total assets		2,962.10B	3,439.09B
Borrowings		509.36B	389.84B
Deposits		2,005.70B	2,520.10B
Total liabilities		2,639.36B	3,057.53B
Total equity		322.74B	381.56B
Total liab. & eq. Total liabilities & equity		2,962.10B	3,439.09B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures IDFC First Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

IDFC First Bank Cash Flow Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Net Income		38.57B	18.64B
Operating CF Cash flow Operating Activities		115.43B	144.65B
Capex Investments in PPE		-13.74B	-9.19B
Investing CF Cash flow Investing Activities		-98.87B	-34.78B
Dividend Paid		0	0
Financing CF Cash flow Financing Activities		-29.54B	-86.73B
Cash (start) Cash at beginning of period		137.79B	124.81B
Cash (end) Cash at end of period		124.81B	150.99B
FCF Free Cash Flow		101.69B	135.46B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how IDFC First Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025