IDFC First Bank Financial Statements

IDFC First Bank (IDFCFIRSTB) reported revenue of ₹434.78B in FY2025 with net income of ₹14.90B. Total assets stood at ₹3,439.09B and free cash flow was ₹135.46B.

IDFC First Bank Income Statement

Hover the chart icon for year-over-year change.

FY 2021 – FY 2025

Item	Chart	2021	2022	2023	2024	2025
Op. Income Operating Income		159.68B	171.73B	227.28B	303.25B	365.02B
Other Income		22.54B	31.73B	44.67B	59.32B	69.77B
Total Income		182.22B	203.45B	271.95B	362.57B	434.78B
Interest Exp. Interest Expenditure		85.85B	74.65B	100.91B	138.70B	172.08B
Op. Expense Operating Expense		70.53B	95.97B	121.08B	161.48B	188.92B
Provisions Provisions & Contingencies		21.01B	31.51B	25.11B	32.96B	58.89B
Net Income		4.83B	1.32B	24.85B	29.42B	14.90B
Dil. Shares Diluted Shares		5.58B	6.28B	6.34B	6.96B	7.34B
Diluted EPS		0.87	0.21	3.92	4.23	2.03

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows IDFC First Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

IDFC First Bank Balance Sheet

Hover the chart icon for year-over-year change.

FY 2021 – FY 2025

Item	Chart	2021	2022	2023	2024	2025
Cash		46.70B	112.81B	105.62B	109.88B	139.85B
Loans & adv. Loans & advances		1,005.50B	1,178.58B	1,517.95B	1,945.92B	2,331.13B
Investments		451.82B	459.35B	609.13B	745.00B	805.05B
Total assets		1,630.72B	1,901.46B	2,398.82B	2,962.10B	3,439.09B
Borrowings		457.86B	529.63B	572.12B	509.36B	389.84B
Deposits		885.36B	1,055.40B	1,444.70B	2,005.70B	2,520.10B
Total liabilities		1,451.72B	1,690.64B	2,140.35B	2,639.36B	3,057.53B
Total equity		179.00B	210.82B	258.48B	322.74B	381.56B
Total liab. & eq. Total liabilities & equity		1,630.72B	1,901.46B	2,398.82B	2,962.10B	3,439.09B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures IDFC First Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

IDFC First Bank Cash Flow Statement

Hover the chart icon for year-over-year change.

FY 2021 – FY 2025

Item	Chart	2021	2022	2023	2024	2025
Net Income		5.19B	1.75B	33.31B	38.57B	18.64B
Operating CF Cash flow Operating Activities		140.42B	26.79B	35.63B	115.43B	144.65B
Capex Investments in PPE		-5.86B	-4.82B	-11.88B	-13.74B	-9.19B
Investing CF Cash flow Investing Activities		-28.33B	-29.60B	-119.96B	-98.87B	-34.78B
Dividend Paid		0	0	0	0	0
Financing CF Cash flow Financing Activities		-95.98B	102.11B	65.09B	-29.54B	-86.73B
Cash (start) Cash at beginning of period		41.63B	57.73B	157.02B	137.79B	124.81B
Cash (end) Cash at end of period		57.73B	157.02B	137.79B	124.81B	150.99B
FCF Free Cash Flow		134.56B	21.97B	23.75B	101.69B	135.46B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how IDFC First Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025