Here is a data-driven look at State Bank of India (SBIN), covering financial performance, valuation, and shareholding trends.
SBI Revenue Trend
State Bank of India managed to grow its top line 7.4% in FY2026, with revenue hitting ₹7,12,643 Cr.
On a 10-year view, revenue grew at 10.1% annually from ₹2,72,871 Cr to ₹7,12,643 Cr. Healthy growth, and clearly ahead of the broader market.
State Bank of India's ₹7,12,643 Cr revenue base puts it in the major bracket among banks companies in India.
The consistency stands out: 10 consecutive years of growth in top-line revenue.
| Year | Revenue | YoY % |
|---|---|---|
| FY2026 | ₹7,12,643 Cr | +7.4% |
| FY2025 | ₹6,63,343 Cr | +11.6% |
| FY2024 | ₹5,94,574 Cr | +25.6% |
| FY2023 | ₹4,73,378 Cr | +16.3% |
| FY2022 | ₹4,06,973 Cr | — |
View State Bank of India's full 10-year revenue trend with CAGR analysis →
SBI Profitability
State Bank of India's bottom line improved to ₹83,299 Cr in FY2026, a 7.4% increase over the prior year.
On the margin front, things were flat — net profit margin stayed around 11.7% in FY2026.
Earnings per share (diluted) were ₹91.16 in FY2026, up from ₹86.91.
Is SBI Undervalued
State Bank of India shares are currently trading at ₹1,045.00.
Craytheon calculates intrinsic value using the P/B Ratio, P/E Ratio, EPS Growth, and DDM models. All four appear in the Valuation Models cards below.
Valuation Models
SBI Shareholding Pattern
At 55.5%, the promoter stake has been flat for the past 4 quarters.
Foreign investors held 10.8% of the company as of June 2026, up year-over-year from 9.6%.
Domestic institutional investors (DIIs) held 26.6% as of June 2026, down from 27.8% a year ago.
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Jun 2026 | 55.5% | 10.8% | 26.6% | 7.1% |
| Mar 2026 | 55.5% | 11.4% | 26.2% | 6.8% |
| Dec 2025 | 55.5% | 10.3% | 27.2% | 7.0% |
| Sep 2025 | 55.5% | 9.6% | 27.8% | 7.1% |
Track quarterly shareholding changes for State Bank of India →
SBI Balance Sheet
Proportional view as of 3 Aug 2026. Hover blocks for details.
Assets
Liabilities & Equity
Total assets stood at ₹83.22T at the end of FY2026, up 13.8% from ₹73.14T a year earlier.
Loans & Advances is the largest block at 59.8%, followed by Investments at 28.4% and Other Assets at 7.0%.
Deposits make up 72.6% of liabilities and equity, with Borrowings at 9.3%, Equity at 7.4%, and Other Liabilities at 10.7%. Over the year, deposits are up 11.1% and equity is up 21.7%.
Balance sheet composition — FY 2026
| Category | Value |
|---|---|
| Cash | 4,018.43B |
| Loans & Advances | 49.78T |
| Investments | 23.60T |
| Other Assets | 5,822.10B |
| Category | Value |
|---|---|
| Equity | 6,148.99B |
| Deposits | 60.43T |
| Borrowings | 7,773.02B |
| Other Liabilities | 8,862.70B |
SBI Investment Snapshot
Bringing the key threads together for State Bank of India (SBIN) as a banks investment opportunity.
Revenue of ₹7,12,643 Cr in FY2026, up 7.4% year-over-year.
Long-term revenue has been compounding at 10.1% annually over 10 years.
The company is profitable, with a net margin of 11.7% and net income of ₹83,299 Cr.
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