IndusInd Bank Financial Statements

IndusInd Bank (INDUSINDBK) reported revenue of ₹563.58B in FY2025 with net income of ₹25.75B. Total assets stood at ₹5,541.07B and free cash flow was ₹175.47B.

IndusInd Bank Income Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Op. Income Operating Income		457.48B	486.68B
Other Income		93.96B	76.90B
Total Income		551.44B	563.58B
Interest Exp. Interest Expenditure		251.32B	296.36B
Op. Expense Operating Expense		141.48B	160.60B
Provisions Provisions & Contingencies		68.87B	80.86B
Net Income		89.77B	25.75B
Dil. Shares Diluted Shares		778.39M	779.31M
Diluted EPS		115.33	33.05

Figures in ₹ — millions (M), billions (B), trillions (T). EPS is earnings per share.

Understanding the Income Statement

The income statement shows IndusInd Bank's revenue and expenses over a period. Revenue minus costs gives gross profit; after operating expenses, interest, and taxes, the remainder is net income. Diluted EPS divides net income by all shares that could exist if options and convertibles were exercised.

IndusInd Bank Balance Sheet

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FY 2024 – FY 2025

Item	Chart	2024	2025
Cash		185.61B	510.06B
Loans & adv. Loans & advances		3,432.98B	3,450.19B
Investments		1,064.86B	1,144.57B
Total assets		5,150.94B	5,541.07B
Borrowings		476.11B	537.04B
Deposits		3,845.86B	4,108.62B
Total liabilities		4,518.86B	4,892.71B
Total equity		632.08B	648.36B
Total liab. & eq. Total liabilities & equity		5,150.94B	5,541.07B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding the Balance Sheet

The balance sheet captures IndusInd Bank's financial position at a point in time — what it owns (assets), what it owes (liabilities), and the residual value to shareholders (equity). Total assets always equals total liabilities plus equity.

IndusInd Bank Cash Flow Statement

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FY 2024 – FY 2025

Item	Chart	2024	2025
Net Income		119.79B	35.26B
Operating CF Cash flow Operating Activities		-169.25B	182.78B
Capex Investments in PPE		-7.30B	-7.31B
Investing CF Cash flow Investing Activities		-7.11B	-7.09B
Dividend Paid		-10.86B	-12.85B
Financing CF Cash flow Financing Activities		-22.42B	48.76B
Cash (start) Cash at beginning of period		567.77B	369.07B
Cash (end) Cash at end of period		369.07B	593.75B
FCF Free Cash Flow		-176.55B	175.47B

Figures in ₹ — millions (M), billions (B), trillions (T).

Understanding Cash Flow

The cash flow statement tracks how IndusInd Bank's cash moves through operations, investing, and financing activities. Free cash flow — operating cash minus capital expenditure — shows what is available to return to shareholders.

Data from audited consolidated filings. For educational purposes only — not investment advice. Last update: Mar-2025